One of the top reasons some people may not seek mental health or addiction treatment is the cost. Addiction treatment that comes with a steep price tag can cause just as much stress as the addiction itself. Thankfully, health insurance plans can help offset some of the costs of treatment. But, will you need rehab approval before beginning treatment to receive insurance coverage?
At Midwest Center at Youngstown, we accept Medicaid and most other health insurance plans. Our admissions specialists understand the fear of paying for rehab and will work with you on submitting the appropriate forms for rehab approval. If you or a loved one is considering addiction treatment, reach out to learn more about addiction rehab approval by calling 844.544.0502.
Get Help for Addiction with or Without Rehab Approval
Several factors need to be considered when deciding what treatment program might be best. You should give some thought to the following:
Do you require intensive treatment, or can you succeed with a more flexible treatment plan? Residential treatment programs provide a high level of care but might be the most expensive.
What is the severity of your addiction? Outpatient treatment may be a cost-effective option but may not provide enough support for long-term recovery.
Luckily, some options are not dependent on whether or not you have rehab approval from your insurance provider. Work together with a treatment center to find the best option that maximizes your insurance coverage and minimizes your out-of-pocket costs.
Utilizing Insurance to Cover Treatment Costs
If you have insurance, most private health plans cover a portion of substance abuse treatment at a minimum. In some cases, your health insurance may cover the total cost of residential treatment. Because coverage varies on such a large scale, it is best to contact your insurance provider to determine what your plan covers.
State and Local Government Programs
Some individuals may be eligible for federally funded, state-run drug and alcohol addiction treatment programs that provide public assistance. Public programs have requirements that you must meet to qualify for assistance.
Financing Options and Private Funding
Some treatment facilities may offer financing options to make payments. If offered, this arrangement is likely made through a third-party lender that creates a loan package. Also, some rehabilitation centers offer scholarships. Ultimately, talking to the admissions office of the rehab center you chose will provide education on financing options.
If you are uninsured or do not qualify for federal or state assistance, securing private financing may be an option. Other ways to secure money for treatment are taking money out of savings, an IRA, or a 401(k) plan. Another idea is utilizing a home equity loan if your home has equity.
Get Help with Rehab Approval for Drug Rehab in Ohio
No matter what type of insurance you have or the benefits covered under the plan, most insurance programs require a pre-approval process before entering the program. At Midwest Center at Youngstown, we go the extra mile to ensure that we communicate with the insurance company about your individual treatment options and plan and get the appropriate approvals for rehab.
Our admissions team is well-versed in the many insurance options as well as the state and local programs available to clients. To ensure that you or a loved one receives the care needed to recover from substance use disorders, we help clients with:
- Understanding the costs involved
- Communicating with insurance providers to obtain necessary approvals
- Discussing options with employers if using an employer-funded program
- Identifying other available funding options
We are committed to removing any barriers to getting you the help you need, including cost and the approval process.
Midwest Center at Youngstown: High-Quality Drug Rehab in Ohio
At Midwest Center at Youngstown, we understand that addiction is a complex disease, and we want to help you get to the root cause and develop healthy coping skills for healing. If you would like more information about our treatment options or getting addiction rehab approval, please call 844.544.0502 or use our convenient online form.